JohnHopkins

Many of our Accumulator clients ask us similar questions to those listed below. You may be able relate to some of these too.

We are helping them achieve their goals, let us help you too.

Can I afford financial advice?

I've got no money to get started, should I still see a financial adviser?

How can I save on tax?

Can I use the equity in my house to invest?

Should I invest in shares or property?

What are my options to protect my income?

What if I lose my job?

How can I afford to pay my children's school fees?

How do I pay my home loan off quicker?

What is the best way to consolidate my debt?

If I die, how do I ensure my family is looked after?

Do I need a will?

When should I start contributing to super?

Should I set up a Self Managed Super Fund?

Should I get private health insurance?

Accumulators

Who is an Accumulator?

You’re in your early thirties to late forties, possibly older. You may be part of a nuclear family – with two-point-something kids, a dog and a mortgage. You could be single, married or in a domestic relationship, same sex or otherwise, with absolutely no desire or intention of having either children or a dog.

Perhaps you wake up every morning weighed down by worries and responsibilities. Or you wake up feeling optimistic, even carefree, content with both your career path and private life and facing the future with anticipation.

Whichever it is, this is the period in your life when your circumstances can, and usually do, change with startling rapidity: careers, relationships, locations, everything and anything.

The John Hopkins Group is set up to change with you, to adapt quickly to your changing needs, yet always keeping our eyes on the overall goal, which is to help you lead the life you want both now and in the future.

Whether this involves making inroads into your home loan, saving up for school fees, building up assets apart from your home, or even – heaven forbid! – planning for retirement, you need to accumulate wealth now. Hence our name for your group: the Accumulators.

Now is the best time in your life to start accumulating some serious wealth (and yes, we do appreciate you never seem to have any surplus cash). You probably have a career and you’re likely to be earning good money too.

What does the John Hopkins Group do?

For thirty years the John Hopkins Group has assisted and advised Accumulators. Many of our advisers will relate to your present situation. We have John Hopkins Group advisers living in similar circumstances to you, be of the same generation, and with comparable financial – even personal – goals.

He or she will also have the knowledge and experience to coach you on your financial and personal strategies.

They’ll start by having a conversation with you that’s frank, honest, does not resort to financial jargon, yet covers what should and should not be done.

Should you pay off your home loan as quickly as possible? Should you invest in assets outside your home to meet future expenses? Can you really afford that holiday? Is buying a holiday house a wise decision? Should you start planning for retirement (even though it still feels like a very distant prospect)?

What is your Financial Strategy?

We will demonstrate how coming up with a Financial Strategy – your very own, unique one – is the only way you’ll succeed in being Financially Well and becoming Financially Independent.

Over the years, the John Hopkins Group will provide you with continuing support and advice.

We have advised – and educated – thousands of individuals like yourself over more than three decades. And during this time we have always placed great emphasis on education and information.

We discuss the options available to you, spend time building your knowledge base, so empowering you with the confidence to make informed decisions about the various options open to you.

How do you get started?

All you need to do now is take that first all-important step – which is to do something.

We will work with you on a no-obligation, fee-free consultation basis in order to get you up and started, so that together we can build a long term relationship and work on your long term financial strategy.

We’re more than happy to make this investment in your future.

Call us now on 1300 726 082 to make an appointment to meet one of our advisers. Or click here and we will contact you. Whatever you do, don’t delay. Putting it off could likely leave you with great regrets for you in the future.